Employers tweaking corporate health plans to appeal to millennial workers
During his three-year tenure as a financial analyst at one of Canada’s biggest banks, Devon Wright never once used his company health plan.
“There was just nothing there that was of any interest to me,” says Wright, 28.
So when Wright quit his job in 2012 to launch technology company Turnstyle Solutions, he decided to create a benefits package tailored to his needs. Read more 
DM Monthly Report
Displays of Confidence – When stocks fall sharply, as they did at the beginning of this year, it’s useful to gauge whether the decline reflects and actual deterioration in business conditions, or just a bout of elevated investor pessimism. If it’s the first scenario, a more defensive position in equity portfolios might be warranted; it it’s the second, reconfiguring one’s stock allocation is likely to do more harm than good.
Click here to read more: DM-Monthly-Report-Mar-16
The ABCs of cash flow planning
By Stephanie Holmes-Winton
Some people say managing your cash flow is as simple as spending less than you make. But cash flow planning is about a lot more than simple math.
Here’s the good news: all you need to start managing your cash flow is a written plan.
A IS FOR AUTHENTICITY
No matter what your income is, you can follow a cash flow plan. In fact, this method of financial management is highly efficient even for those who have high incomes.
Often, even advisors who are helping clients through the process commit to their own cash flow management plans. That way, they can answer clients’ questions and understand people’s challenges throughout the process.
Are You On The Right Track?
In bull markets some investors develop unhealthy expectations as to the long term yields their investments should provide. Ten years ago, some came to accept returns as high as 15% to 20% per annum as the base return their fund and portfolio managers were expected to provide. Of course, these expectations came crashing back to earth in 2008 as the bull was chased away by a very large bear. Today, many fund managers are of the opinion that double digit returns are going to be very difficult to achieve with any consistency over the long term.
Is it time for us to lower our expectations?
If we have to accept lower rates of return, do we still want to be exposed to the same previous level of risk? There can be tremendous volatility in the equity markets and, as a result, many wonder if they are on the right track with their investment strategy.
4 Questions to ask yourself about your investment strategy
What are my goals?
