Ease Your Retirement Worries with Immediate Annuities
The majority of Canadians work hard to accumulate a retirement fund and many are averse to exposing savings to unnecessary market risk after they retire.
In today’s prolonged low interest rate environment, immediate annuities are often dismissed or overlooked as a viable vehicle for providing retirement income. Perhaps they shouldn’t be.
An annuity is an investment that provides a guaranteed income stream for a set period of time or for the lifetime of the annuitant. While annuities may not be for everyone, for those trying to find a way to guarantee income in retirement Immediate Annuities may be the answer. Read more
DM Monthly Report
WELL THAT DIDN’T TAKE LONG … This summer, we wrote about how TSX performance has frequently be-come dominated by a single, mega-capitalization stock over the past 15 years. From Nortel to Potash Corp., to Research in Motion and, most recently, Valeant Pharmaceuticals, the heavy influence of these suddenly massive companies has distorted market performance on the way up and exposed index investors to unexpected risk on the way down.
Click here to read more: DM-Monthly-Report-Oct-15
Q3 Portfolio Commentary
Canada—why bother? When it comes to stocks, this is a sentiment we’ve heard quite a bit lately and given the Canadian investor experience in recent quarters, it’s certainly understandable: our stock market has signifi-cantly underperformed its US cousin; our economy has flirted with recession on the back of plum-meting energy prices; and the loonie has tumbled to levels that many of us thought had been left in the past.
Click here to read more: DM-Portfolio-Commentary-Q3-15
October Monthly Insight
Canadian Dollar Limbos Lower – The global financial markets are intertwined into one gigantic and convoluted web. Nowhere is this truer than with the relationship between currencies and bond spreads which are the difference between various countries’ interest rate.
Click here to read more: Monthly Insight – October 2015 – Canadian Dollar Limbos Lower