Q3 Portfolio Commentary
Canada—why bother? When it comes to stocks, this is a sentiment we’ve heard quite a bit lately and given the Canadian investor experience in recent quarters, it’s certainly understandable: our stock market has signifi-cantly underperformed its US cousin; our economy has flirted with recession on the back of plum-meting energy prices; and the loonie has tumbled to levels that many of us thought had been left in the past.
Click here to read more: DM-Portfolio-Commentary-Q3-15
October Monthly Insight
Canadian Dollar Limbos Lower – The global financial markets are intertwined into one gigantic and convoluted web. Nowhere is this truer than with the relationship between currencies and bond spreads which are the difference between various countries’ interest rate.
Click here to read more: Monthly Insight – October 2015 – Canadian Dollar Limbos Lower
The Best Way to Insure Your Mortgage
If you have a mortgage it makes good sense to insure it. Owning a debt free home is an objective of any sound financial plan. In addition, making sure your mortgage is paid off in the event of your death will benefit your family greatly.
The question is should you purchase this coverage through your lending institution or from a life insurance company? A good rule of thumb to follow when searching for advice? Ask an expert! Read more 
What stops small businesses from offering benefits?
A well-designed group benefits plan can be critical to attracting and retaining the right talent, as well as keeping employees healthy and productive at work.
But for small employers, offering a benefits plan is easier said than done.
While many small business owners want to provide their employees with some degree of coverage, obstacles stand in the way. As a result, many of the almost eight million Canadians who work at a small business are left without coverage, according to 2013 government stats. Read more
