Considering camping this summer?
Here’s how to make it active!
Camping is a great way to take a break from the stresses of modern day life – work pressure, deadlines, the Internet, social media, traffic, cell phones – because it allows us to be outside in nature and provides time and opportunities to be active. All that fresh air and vitamin D is bound to relax us and improve our moods. In fact, studies show that spending time in nature can provide health benefits like reduced blood pressure and stress.[i] Read more 
June Monthly Insight
“Some Markets Zig, Others Zag”…….while the current concern about weak bond returns may be troubling, it is important to keep those numbers in perspective. Investors have long divided their assets between stocks and bonds in the belief that those asset classes counterbalance each other.
To read more click here – Monthly Insight – June 2015 – Some Markets Zig Others Zag
Estate Planning Tips for Real Estate Investors
For many Canadians the majority of their wealth is held in personally owned real estate. For most this will be limited to their principal residence, however, investment in recreational and real estate investment property also forms a substantial part of some estates. Due to the nature of real estate, it is important to utilize estate planning to realize optimum gain and minimize tax implications.
Key Considerations for Real Estate Investment
- Real estate is not a qualifying investment for the purposes of the Lifetime Capital Gains Exemption.
- Leaving taxable property to a spouse through a spousal rollover in the will defers the tax until the spouse sells the property or dies.
- Apart from the principal residence, real estate often creates a need for liquidity due to capital gains, estate equalization, mortgage repayment or other considerations.
- Professional advice is often required to select the most advantageous ownership structure (i.e. personal, trust, holding company).
May Report from DM
Managing Energy Exposure in a Volatile Environment
As the oil price drop accelerated last fall, we began to think about the other side of the decline and how we might best position our energy exposure for an eventual recovery. To help guide this effort, the DM equity team built a “road map” of criteria that would signal a possible turn in conditions……
Click here to read more – DM-Monthly-Report-May-15
